Protecting Your Michigan Home Since 1992


Your home is likely your most valuable asset and holds your most precious memories. At Viking Insurance Agency, we understand what your home means to you. Our team of licensed agents is dedicated to finding comprehensive home insurance coverage that protects your property, possessions, and peace of mind. We serve Waterford, MI, and the surrounding areas.


Complete Home Protection Solutions

We partner with multiple trusted insurance carriers including Hartford, Travelers, Secura, and more to offer customized home insurance options:

Dwelling Coverage - Protects the structure of your home against covered perils

Personal Property Protection - Covers your belongings inside and outside your home

Liability Coverage - Safeguards against legal and medical expenses if someone is injured on your property

Additional Living Expenses - Provides funds for temporary housing if your home becomes uninhabitable

Other Structures Protection - Covers detached garages, sheds, and fences

Water Backup Coverage - Protection against sewer and drain backups

Identity Theft Protection - Helps recover costs associated with identity fraud

Michigan-Specific Coverage Considerations

Michigan homes face unique challenges including severe winters, flooding concerns, and varying property values. Our team has extensive experience with regional insurance needs and can help you navigate:

Winter storm damage protection

Basement water coverage options

Michigan-specific policy requirements

Local building code compliance

Ready to Protect Your Home?

Getting the right home insurance is simple. Fill out our quote form below, call our office at (248) 674-2271, or visit us in person in Waterford. Our friendly team will work with you to find the perfect coverage for your home.

GET YOUR HOME INSURANCE QUOTE NOW!